Document 5: Financial, Refund & Crowdfunding Policy

1. Voluntary Donations The primary business model of Bible Verse Media Inc. is to produce high-fidelity cinematic scripture adaptations and distribute them entirely free of charge to the general public. To sustain this mission, our studio relies heavily on voluntary financial contributions from our global audience. Because these funds are immediately allocated toward ongoing operational and overhead expenses—including high-performance server rendering, cloud infrastructure, AI software licensing, and scriptural research—all voluntary donations made directly to our organization are final, absolute, and non-refundable. By submitting a voluntary donation, you explicitly acknowledge that you are providing financial backing to support a creative and educational mission, and that your contribution does not constitute a purchase of equity, ownership, voting rights, or creative control over our production catalog.

2. Fixed-Funding Crowdfunding Acknowledgment Bible Verse Media Inc. utilizes public crowdfunding platforms (such as Indiegogo) to capitalize specific production phases and book releases. In absolute compliance with platform policy updates and industry standards, all campaigns launched by our organization utilize a strict Fixed-Funding model.

• Funding Locks: Backers explicitly acknowledge that under the fixed-funding mechanism, if our minimum financial capitalization goal is not met, all pledges are automatically refunded by the platform. If the campaign successfully hits or exceeds its target, funds are locked and immediately disbursed to our studio to commence production. Consequently, Bible Verse Media Inc. does not issue direct refunds for crowdfunding contributions post-campaign completion.
• Platform Compliance & AI Transparency: We strictly adhere to all platform-specific regulations regarding generative AI content. Every crowdfunding campaign page will feature full, upfront AI Transparency Disclosures explaining our use of advanced video synthesis, voice cloning, and digital asset generation. By pledging to our campaign, backers certify that they have reviewed these disclosures and accept that they are funding a cutting-edge, AI-augmented cinematic endeavor.

3. Forward-Looking Statements & Production Timelines Any projected release dates, production schedules, streaming milestones, or future book adaptation deliverables discussed on our website, marketing funnels, or crowdfunding campaign pages constitute forward-looking statements. As an independent, highly advanced, technology-driven cinematic studio, our development process is subject to rapid technical, financial, and logistical variables. While our team remains entirely committed to meeting every target, all stated timelines are good-faith estimates only and are subject to operational shifts or delays without prior notice.

4. Digital Products & Academy Refund Exclusions Access to the Cinematic AI Video Academy—whether unlocked as a promotional reward tier via our fixed-funding crowdfunding campaigns or purchased independently as a standalone commercial subscription—grants instantaneous, unrestricted access to highly valuable, proprietary educational workflows, customized prompts, asset lists, and trade secrets. Because this digital information is immediately delivered and cannot be physically or virtually “returned” or “unlearned” once viewed, all standalone retail purchases and subscription payments for the Academy are strictly non-refundable.

5. AI Conversational Tool Subscriptions & Tokens Our interactive AI Theological Advisor operates via an instant, server-side processing model. When a user inputs an audio query, Bible Verse Media Inc. immediately incurs hard, real-time computational, data-routing, and API-generation costs from third-party synthesis networks (such as OpenAI and ElevenLabs). Because these financial and server expenses are incurred instantly by our studio to deliver your real-time audio response, all payments for premium conversational subscriptions, token bundles, or automated usage tiers are 100% final, non-refundable, and non-transferable.

© 2026 Bible Verse Media Inc. All Rights Reserved.

All text, graphics, audio, cinematic compilations, user interfaces, visual interfaces, proprietary educational workflows, and underlying AI conversational architectures (collectively, the “Content”), including but not limited to the design, structure, selection, coordination, expression, and arrangement of such Content, contained on the Site and within our media productions is owned, controlled, or licensed by or to Bible Verse Media Inc., and is protected by trade dress, copyright, patent, and trademark laws, and various other intellectual property rights and unfair competition laws.